916-886-5699

2100 Douglas Blvd, Roseville, CA

Estate Planning, Charitable Giving
And The Northern California Conference

The Planned Giving Department provides information to individuals that will assist them in using gift planning documents such as Wills, Trusts, Gift Annuities, Power of Attorney and Health Care Directives; that will provide for and protect family members and support God's work in Northern California and beyond.

Our department has received the highest possible accreditation by the North American Division of the General Conference of Seventh-day Adventists and certification for all of our planned giving professional staff. We are committed to assisting you with helpful information regarding the best way for you to benefit through a planned gift and to assist you with planning for the distribution of your estate. Please give us a call at 916-886-5699 and we will be happy to assist you.

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Monday May 20, 2024

Savvy Living

Savvy Senior

Is Skin Cancer Hereditary?

Is skin cancer hereditary? My 63-year-old sibling passed away from melanoma last year and I am wondering if I am at higher risk.

While long-term sun exposure and sunburns are the biggest risk factors for melanoma – the deadliest form of skin cancer – having a sibling or parent with melanoma does indeed increase your risk, according to the Skin Cancer Foundation.

Each year, around 100,000 Americans are diagnosed with melanoma and about 7,500 people will die from it. While anyone can get melanoma, those most often diagnosed are age 50 and older and of Caucasian descent. High-risk individuals include people with red or blond hair, blue or green eyes, fair skin, freckles, moles, a family history of skin cancer and those who had blistering sunburns in their youth.

Skin Exams


The best way to guard against melanoma and other skin cancers, such as basal and squamous cell carcinomas, is to protect yourself from the sun. Additionally, if you are over the age of 50, it is best to get a yearly, full-body skin exam done by a dermatologist, especially if you are high risk.

Self-examinations done every month or so may help detect early problems. Using mirrors check the front and backside of your entire body, including the tops and undersides of your arms, hands, between your toes, the soles of your feet, your neck, scalp and buttocks.

Be on the lookout for new growths, moles that have changed, or sores that do not heal, and follow the ABCDE rule when examining suspicious moles:
  • Asymmetry: One half of a mole doesn't match the other.
  • Border: The border is blurred or ragged.
  • Color: The mole has uneven colors, often shades of brown, tan or black, with patches of pink, red, white or blue.
  • Diameter: The lesion is new or at least a quarter inch in diameter.
  • Evolving: The mole is changing in size, shape or color.
For more self-examination tips and pictures of what to look for, you can use your favorite search engine or use a skin cancer detection app. In the spring and summer, there are also a variety of places that offer free skin cancer screenings performed by volunteer dermatologists across the U.S.

Sun Protection


Although you cannot change your skin or family history, there are some proven strategies that can help protect against melanoma.

For starters, when you go outside, apply broad-spectrum SPF 30 or higher, water-resistant sunscreen on both sunny and cloudy days. Check with your healthcare provider for the best type for your skin. Additionally, seek the shade when rays are most intense – generally between 10 a.m. and 2 p.m.

You can also protect your skin by wearing a wide-brimmed hat, long sleeves and pants when possible. The best clothing options are tightly woven fabrics that help prevent the sun's rays from reaching your skin. You can wash your clothes in a laundry additive to provide invisible shield sun protection. You can buy a variety of lightweight clothing and hats that offer maximum UV protection in their fabric. Use your favorite search engine to look for these types of products.

Treatments


If caught early, melanoma is curable. However, if it is not caught early, the cancer can advance and spread to other parts of the body where it becomes hard to treat and can be fatal. Standard early treatment for melanoma is surgical removal. In advanced cases, however, immunotherapies and targeted therapies have shown positive results, as well as chemotherapy and radiation.

Savvy Living is written by Jim Miller, a regular contributor to the NBC Today Show and author of "The Savvy Living" book. Any links in this article are offered as a service and there is no endorsement of any product. These articles are offered as a helpful and informative service to our friends and may not always reflect this organization's official position on some topics. Jim invites you to send your senior questions to: Savvy Living, P.O. Box 5443, Norman, OK 73070.

Published June 3, 2022
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Power of Attorney

If you want to be sure that a person you trust will be able to make decisions for you when you are unable to do so, you can create a power of attorney agreement for healthcare or finances. A power of attorney for healthcare allows a person (known as your agent) to make decisions about the medical care you will or will not receive. A power of attorney for finances allows your agent to manage your financial affairs. Your agent must make decisions consistent with what they know your wishes are, even if they personally disagree. If they do not know your wishes on a particular matter, they must act in your best interest. You can give your agent broad authority to make decisions related to your financial or health care needs, or you can limit their authority to certain types of decisions. Depending on your needs, we can help you create a power of attorney agreement that will be active immediately, will go into effect if you become incapacitated, or will only be in effect for a limited time or under specific circumstances.

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