916-886-5699

2100 Douglas Blvd, Roseville, CA

Estate Planning, Charitable Giving
And The Northern California Conference

The Planned Giving Department provides information to individuals that will assist them in using gift planning documents such as Wills, Trusts, Gift Annuities, Power of Attorney and Health Care Directives; that will provide for and protect family members and support God's work in Northern California and beyond.

Our department has received the highest possible accreditation by the North American Division of the General Conference of Seventh-day Adventists and certification for all of our planned giving professional staff. We are committed to assisting you with helpful information regarding the best way for you to benefit through a planned gift and to assist you with planning for the distribution of your estate. Please give us a call at 916-886-5699 and we will be happy to assist you.

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Thursday May 9, 2024

Savvy Living

Savvy Senior

How to Hire an In-Home Helper for Parents

I would like to hire an in-home helper for my 82-year-old parent to assist with household chores. However, they do not require personal/physical caregiving, nor do they require any home medical care. Any tips to help us find someone?

Getting parents help at home to handle some of the day-to-day chores is a smart idea that can make a big difference in keeping them independent for a longer period. Here are some tips to help you find someone reliable.

In-Home Help


For seniors who could use some help at home but do not require a caregiving aide for personal care, there are homemakers/home helpers for hire that can help make life a little easier.

Most in-home helpers can assist with any number of things such as shopping, running errands, transportation, light housekeeping, laundry, meal preparation, arranging services (home maintenance, lawn care, etc.) and other household chores, along with providing companionship and support. If your parent gets to the point of requiring personal/physical care such as bathing or dressing, many home helpers can assist with this too.

Most home helpers are part time workers who work either a few hours a day or a few days per week. You should note that while Medicare does cover home health care services if a doctor orders it, they do not cover in-home homemaker/helper services.

There are two ways in which you can go about hiring homemakers/home helpers. You can either go through a home care agency, or you can hire someone directly on your own.

Home Care Agency


Hiring a home helper through a non-medical home care, or non-medical companion care agency is the easiest, but most expensive option of the two. Costs typically run anywhere from $15 to $25 an hour depending on where you live.

How it works is you pay the company, and they handle everything including assigning appropriately trained and pre-screened staff to care for your parent and finding a fill-in on days a helper cannot come.

However, some of the drawbacks include not having much input into the selection of the aide and helpers may change or alternate, which can cause a disruption.

To find a home care agency in your area, use your preferred online search engine and type in "non-medical home care" followed by the city and state your parent lives in. Or you can use Medicare's home health services search tool at Medicare.gov/care-compare – click on "home health services." Most home health agencies offer some form of non-medical home care services too. You can also check your local yellow pages under "home health services."

Hiring Directly


Hiring a personal assistant/home helper on your own is the other, less expensive option. Costs typically range between $12 and $20 per hour. Hiring directly also gives you more control over who you hire so you can choose someone who you feel is right for your parent.

Be aware that if you hire someone on your own, you become the employer so there is no agency support to fall back on if a problem occurs or if the assistant does not show up. You are also responsible for paying payroll taxes and any worker-related injuries that may happen. If you choose this option, make sure you check the person's references thoroughly and do a criminal background check.

Savvy Living is written by Jim Miller, a regular contributor to the NBC Today Show and author of "The Savvy Living" book. Any links in this article are offered as a service and there is no endorsement of any product. These articles are offered as a helpful and informative service to our friends and may not always reflect this organization's official position on some topics. Jim invites you to send your senior questions to: Savvy Living, P.O. Box 5443, Norman, OK 73070.

Published July 1, 2022
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Power of Attorney

If you want to be sure that a person you trust will be able to make decisions for you when you are unable to do so, you can create a power of attorney agreement for healthcare or finances. A power of attorney for healthcare allows a person (known as your agent) to make decisions about the medical care you will or will not receive. A power of attorney for finances allows your agent to manage your financial affairs. Your agent must make decisions consistent with what they know your wishes are, even if they personally disagree. If they do not know your wishes on a particular matter, they must act in your best interest. You can give your agent broad authority to make decisions related to your financial or health care needs, or you can limit their authority to certain types of decisions. Depending on your needs, we can help you create a power of attorney agreement that will be active immediately, will go into effect if you become incapacitated, or will only be in effect for a limited time or under specific circumstances.

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